Happy St Patricks Day.

Last year this was one of the most stressful days of my life. Solicitors and bankers really do forget that they are talking about one's live and usually the biggest financial commitments one can make. My mortgage is one year old today!

I remember being very nervous, sitting in a flat full of boxes, hoping like mad that everything would go ok, and that I'd eventually get the phone call to say I could go pick up my keys.... MY keys... ones that no one else would have a copy of (in theory).

As soon as I did take delivery of those keys I was around here in a flash. I slept on a matress on a floor of my lounge room, with BabyCakes to share the moment. We'd had a bottle of bubbles and a fantastic floor picnic, it was very exciting. The move was left until Saturday morning, and my brother came to help. It was a relatively stress free move, except for the sofa bed - the boys tried to talk me into buying a new sofa, and leaving that heavy and over sized monster downstairs in the garage. I stayed strong, as my budget required, and they got help from my Dad and step-brother, and together, they got my sofa bed over the balcony rail (from the back of a ute) and into my lounge.

This year, "my" flat is now "our flat". BabyCakes and I are getting married and planning a life together. Congratulations BabyCakes, you are now half responsible for my mortgage!! Once we're married we can make it all legal like, since I'll be changing my name on the accounts anyway.

I've had a year of owning property solo. Today I publicly acknowledge that it is not solely mine any longer, but ours. Welcome to the I've-got-a-mortgage-which-means-I've-got-huge-scary-debt-club BabyCakes! It's fun!