Wednesday, October 31, 2007

For The Wah...

Thursday, October 25, 2007

We Got Oneeeeeeeeeeeeeeeeeeeeeeeeeeeeee!

The house settled yesterday. :)

Now we have to wait 11 days 'till we can use the keys we got!

I'm a bit restless to write much now - I might write some more later :)

Monday, October 22, 2007

Ever Have This Feeling?

Friday, October 19, 2007

New Tricks?

It may seem slightly odd, but I can't touch type. (That (and this) sentence took me three times as long as it ordinarily would to type, because I am trying to become a reformed hen-pecker.)

I've given up for the moment and reverted to a pretty poor technique in an effort to stop myself going insane with the lack of speed I was typing at.

I found a pretty cool site to help with my new plan of self improvement - well this particular part of it anyway! I also find, that there is a balance between concentrating and over thinking that needs to be found - sometimes I surprise myself with speed and accuracy, and others I get insecure over fingering and slow right down... my brain on some level, does know where the keys are - I just have to learn to start using my pinkies and ring fingers more.

I'd really like to be able to type without looking at the keys...

Today is one of my brothers' birthday. Happy Birthday dude! Have fun on your weekend away.

The house purchase is rolling along nicely, settlement is booked in for 3pm next week and the solicitor and the finance company have confirmed they have everything they need... I guess that just means the seller's side has to be up to speed and we're all happy! Update on that - my solicitor just emailed and gave me the list of funds we need to provide for settlement. Scary! Luckily though, I didn't accept blindly and asked a question that saved us paying an extra $400 to the government! It means there is $400 more in the wedding/honeymoon money - which has GOT to be a good thing!

In other news...

BabyCakes' Mum's health has become a concern again.

My Dad has also been in for more tests - his results are confusing - pretty much routinely abnormal which means more tests and more um-ing and ah-ing by his various doctors as they try and work out what is happening. He's upbeat about it all though.

Life really does keep moving on...

Tuesday, October 16, 2007

Life Gets in the Way


Lots has happened since I last posted. The house purchase has gone unconditional. YAY! The tenant has given notice, and we have a moving date. We don't officially know that though until the house is ours.... and that will be next Wednesday. Double yay! Moving day is set for Saturday 10th of November which is almost more exciting.

The flat looks awful at the moment - we reclaimed everything from storage in an effort to save some money we didn't have to spend and we quite literally have boxes stacked up all over the place, and some messes arising from not having items that all completely fit into the boxes that have been packed - lots of "half-a-box-fulls" - that is what most of the mess is.

I started organising the services to be disconnected and reconnected which definitely makes things feel a lot more real, realer than the packing boxes everywhere.

For me, the last couple of days have been tough. Ever have moments that undermines your confidence so completely that it scares you? I do.

Up until a few days ago the working plan (always room for possible change), was that we get married and start not trying to not have kids. (re-read that if you have to, it will become clearer)

A couple of comments from different sources have made me feel scared and insular, and made me want to be selfish and safe. Walking round shopping centres and hearing parents and children, and children and children interact is also undermining to the tenuous desire to accept that I might do ok as a parent, that we'll find a way, that we will cope with parenthood.

Signing documents like a shared mortgage, thinking about what happens if something happens to one of us, life insurances, those looming mortgage payments... HUGE. Just plain huge, in anyway you look at them. A large part of me wants to hunker down, shut out the world and concentrate on making our home safe and secure for the two of us. I think that is quite natural. But I can't focus all my energy on that. We're planning a wedding, a honeymoon, thinking about kids.... I can also tell you that if we'd had that magic one dependent on the mortgage documents, I don't think we'd have had such a smooth loan application process.

I don't know.

I wanted to get some of my thoughts out of my head, to purge them. I have no idea what is happening next, I think I need to just concentrate on the next step, and do as best I can with that.

Wednesday, October 03, 2007

Oficially a Tenant

Settlement went as planned (except for some fees I hadn't noticed), and the bank balance is looking healthy.

I'm very happy that we can move forward now. the fact that I don't have a mortgage anymore is somewhat novel too!

The bank manager has also indicated that it looks like we have been approved for the loan to buy the house but he couldn't say 100% that we have - hopefully that will come tomorrow or Friday.


Monday, October 01, 2007

More Steps

Our offer was officially accepted last Monday. This means that a week from today, we will either have an unconditional contract, or be looking for a new house to get excited over!

As testament to how excited we are, here is a (rough) floor plan I made up last night, to help describe it to people and to get an idea how furniture we have (and don't have) will fit.

Last Wednesday we had the pest and building inspections, and both men were quite free with their praise for the house. "They don't make them like this anymore" type comments were heard, and the pest guy seemed quite infatuated with the house, saying that he himself would buy a place just like it.

The completion of the building and pest inspections signified the start of my real excitement for this purchase, and we just got more excited over the course of the weekend as we went to the auction for the other property we had been interested in. The run down "fix-er upper" went for $505,000 - well over what we would have paid for it, and well over our budget for a house in general. The feeling of absolute relief and confidence in the price we offered for our new home was very satisfying as the auction bids went higher and higher.

The flat is due to settle on Wednesday afternoon, so it seems all our checks and balances are falling into place as everything gains momentum to our goal. (I'll also be without a mortgage then... and have a fantastic looking bank account for a while too!)

The only blemish so far in the ease of all these transactions is that the house has a tenant in it, and legally she's allowed to stay until the 23rd of November. That leaves us with 6 days we don't have a home! Additionally, her contracted rent payment is less than we have to pay to stay on in the flat!

We will wait until the house goes unconditional before we start negotiating with the tenant, to make sure she knows there will be no penalty for breaking the contract early. I just hope that the fact that every time we have been to the property there have been more boxes packed is a sign that they are looking to leave sooner rather than later. I can't imagine that anyone would plan to live with packed boxes for 2 months or more. Fingers crossed she finds an ideal place to live and can't wait to get there!

Now comes the time to seriously contemplate packing and the move.... I'd love to be in our new home at the start of next month.